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Our researches and analysis on Opinion

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"Regulators have ‘upped their game’ in ways that would have been considered to be very ‘un-regulator-like'"
Date: Apr 20, 2017   |   Author: Serdar Guner | Opinion
Serdar Güner, director of supervision at the Dubai Financial Services Authority, in a speech during The Future of Finance, Middle East and Africa 2017, discussed how the regulator is facilitating innovation amidst the changes happening in the global financial and regulatory landscape.
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The five superpowers of data
Date: Mar 30, 2017   |   Author: Paul Cobban | Opinion
Paul Cobban, chief operating officer, technology and operations at DBS Bank, describes the technologies that are making a big impact to the financial services industry.
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"We have made a conscious decision to adopt fintech"
Date: Mar 29, 2017   |   Author: Rasheed Al-Maraj | Opinion
H.E. Rasheed M. Al-Maraj, governor of the Central Bank of Bahrain, in his keynote address during the Middle East & Africa Fintech Forum 2017 discusses the efforts of the central bank to enhance the quality and competitiveness of services in the financial sector through fintech.
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57 banks and nothing wrong?
Date: Mar 21, 2017   |   Author: Chris Skinner | Opinion
Chris Skinner, author and fintech commentator, theFinanser.com, discusses the challenges faced by start-up banks in the UK. Aside from getting the right funding and talent, new players should be able to identify how to build their market base to succeed in an increasingly competitive market.
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The two market models of fintech revolution
Date: Jan 31, 2017   |   Author: David Gyori | Opinion
Having recently spent time with some 40 Vietnamese bankers at a fintech workshop as part of "The Future of Finance Vietnam, 2017" by The Asian Banker, David Gyori discusses the differences that he sees between bankers from the West and East in their attitude towards fintechs.
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New regulation to drive innovation in payments
Date: Jan 29, 2017   |   Author: Shahrokh Moinian | Opinion
On 13th January 2018, the new European Directive on Payment Services “(EU) 2015/2366” comes into application. With just under a year to go, financial services providers are gearing up for change. What will be ‘PSD2’‘s immediate effect and longer-term impact on the payments market?
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Are ECB's negative interest rates effective?
Date: Jan 10, 2017   |   Author: Atul Desai | Opinion
The ECB’s measures, including negative interest rates are proving to be effective in increasing inflation and reducing the overall risk in the economy. However, banks should adapt continually to the changing environment by adjusting their business models as well as reducing their operating costs and non-performing loans, to stay resilient in the long term.
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Can DBS make it work?
Date: Dec 22, 2016   |   Author: Sandeep Deobhakta | Opinion
The “super regional bank” strategy adopted by a few banks in the retail and wealth segment has produced a mixed bag of results. Many banks have lost money in the process. So, is the model flawed or do the problems lie elsewhere?