Our researches and analysis on Opinion
The five superpowers of data
Paul Cobban, chief operating officer, technology and operations at DBS Bank, describes the technologies that are making a big impact to the financial services industry.
"We have made a conscious decision to adopt fintech"
H.E. Rasheed M. Al-Maraj, governor of the Central Bank of Bahrain, in his keynote address during the Middle East & Africa Fintech Forum 2017 discusses the efforts of the central bank to enhance the quality and competitiveness of services in the financial sector through fintech.
57 banks and nothing wrong?
Chris Skinner, author and fintech commentator, theFinanser.com, discusses the challenges faced by start-up banks in the UK. Aside from getting the right funding and talent, new players should be able to identify how to build their market base to succeed in an increasingly competitive market.
The two market models of fintech revolution
Having recently spent time with some 40 Vietnamese bankers at a fintech workshop as part of "The Future of Finance Vietnam, 2017" by The Asian Banker, David Gyori discusses the differences that he sees between bankers from the West and East in their attitude towards fintechs.
New regulation to drive innovation in payments
On 13th January 2018, the new European Directive on Payment Services “(EU) 2015/2366” comes into application. With just under a year to go, financial services providers are gearing up for change. What will be ‘PSD2’‘s immediate effect and longer-term impact on the payments market?
Can DBS make it work?
The “super regional bank” strategy adopted by a few banks in the retail and wealth segment has produced a mixed bag of results. Many banks have lost money in the process. So, is the model flawed or do the problems lie elsewhere?
The commodities super-cycle: What’s next?
Paul Gardner, head of structured commodities finance at Westpac, believes that while banks play an important role in managing risk in the commodity supply chain, consumers are also at the forefront of driving change in the commodities super-cycle.
Singapore’s fintech journey – where we are, what is next
Ravi Menon, managing director of the Monetary Authority of Singapore, talks about the general principles guiding the regulator towards the creation of a Smart Financial Centre during the Singapore Fintech Festival - Fintech Conference 2016