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Our researches and analysis on Financial Technology

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Fintech gives Hong Kong banks a head start in race to innovate retail banking

Retail banks in Hong Kong are capitalising on fintech to innovate their product palate and to reach out to new customers through dedicated digital channels.

     
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ICOs – From “bubble” to the future of fundraising?

Spurt in initial coin offerings over the last two years, with start-ups raising millions in minutes, have raised excitement and regulatory attention amidst fear of “bubble” and potential losses. This crowdfunding mechanism is still evolving…

     
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How digitisation powers DBS to profitability

While much of the focus for quarterly results at DBS was on profits and non-performing loans, the impact of digitisation on expense reduction was striking and the bank’s plans for the next ten years pave the path towards even greater efficiency.

     
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Leveraging universal digital identity – How to get it right?

Michael Gorriz, group chief information officer at Standard Chartered Bank, talks about the necessity of having a universal digital identity (DI) and the role of financial institutions in collecting and protecting customer data.

     
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India's demonitisation calls for rapid innovation in the payments space

Anup Bagchi, executive director and head of retail at ICICI Bank, shares his insights on the digital transformation happening in India as the country transitions from a cash-heavy economy to a cashless one, and his bank’s response to the…

     
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Strengthening Bahrain’s financial system through fintech

Khalid Al Rumaihi, chief executive of the Bahrain Economic Development Board, believes that learning from more advanced foreign influences will help Bahrain fast track innovation while securing a sound financial system in the country.

     
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What does it take to build a successful mobile wallet – more than cool technology

Mobile payment apps have continued to proliferate in countries around the world, with Mercedes Pay soon likely to join the more familiar Apple Pay and Samsung Pay. Local apps in Asia, ranging from Paylah! in Singapore to Kakao in South…

     
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Will artificial intelligence take over your banking job?

Pathik Gupta, an associate partner and regional head of wealth management for Asia Pacific at McLagan, discusses the future of jobs in the financial services industry.