--> --> --> --> --> --> -->

Our researches and analysis on Industry Developments

Profile Photo
The need for a new generation of robo-advisors

A strong rise of robo-advisors is often predicted within the next few years. But, looking at the current situation, the offerings typically use limited possibilities to managing assets and can potentially only satisfy specific needs.

     
Profile Photo
Asia Pacific banks remain unfazed by asset quality pressure

Retail asset quality pressure will persist in the Asia Pacific region, due to slower economic growth and worse employment situations. However, the downside risk to banks’ retail asset quality will remain manageable, as regulators and banks…

     
Profile Photo
Capital and liquidity improved in the Middle East

Although Middle Eastern banks experienced a contraction in profitability, their overall capitalisation and liquidity improved with the gradual adoption of Basel III regulations. In Africa, asset quality and capitalisation are the key concerns.

     
Profile Photo
Stronger balance sheets, weaker profits

Despite the strength of their balance sheets, Asia Pacific banks continue to face massive challenges in growing profits, a conundrum created by modern capital rules.

     
Profile Photo
An unrelenting lack of normality

The annual Asian Banker 500 largest banks ranking does not only measure and track the numerical changes in asset size but also the fundamental transformation of these institutions as they confront an unprecedented level of disruption on…

     
Profile Photo
Are Thai banks prepared for the next phase in digital competition?

The last four years have been considered the worst for Thai banks in retail banking. Despite a meagre income and loan growth, banks have been working hard to improve operating efficiencies, re-balance portfolios, and build digital platforms…

     
Profile Photo
Incentives collide for China’s Belt and Road

President Xi Jinping’s pet project – “The Belt and Road Initiative” – aims to link Asia, Europe and Africa by rewriting global trade routes. With such a big project, China’s accompanying motivations are also enormous. Be it on an economic,…

     
Profile Photo
Chatbots must become "smarter" for banks

Banks are looking at "smarter" chatbots to deliver better customer experience, while also bringing down expenses and improving efficiency.