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Our researches and analysis on Innovation

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India's demonitisation calls for rapid innovation in the payments space

Anup Bagchi, executive director and head of retail at ICICI Bank, shares his insights on the digital transformation happening in India as the country transitions from a cash-heavy economy to a cashless one, and his bank’s response to the…

     
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Strengthening Bahrain’s financial system through fintech

Khalid Al Rumaihi, chief executive of the Bahrain Economic Development Board, believes that learning from more advanced foreign influences will help Bahrain fast track innovation while securing a sound financial system in the country.

     
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Banks embrace digital innovation but find it hard to make substantial changes…

In the quest to create financial ecosystems, banks believe they can stay relevant to a customer’s financial needs.

     
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Data analytics drives retail banking

As data analytics becomes nearly ubiquitous in most parts of consumers’ digital lives, leading banks are providing digitised solutions that deliver the right offer at the right time, predict fraud so they can reduce risk, and boost cross-sell…

     
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Retail banks in Japan still struggling with decreasing profitability

Declining profitability from lending is forcing Japanese banks to rethink product and service strategies whilst innovative technology adoption is helping to maintain high service levels

     
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“Solve infrastructure gap in Asia to create a market bigger than US”

Vladislav Solodkiy, managing partner, Life.SREDA, talks about key issues and challenges to financial technology growth in Asia and existing infrastructure gaps that hinder the scaling of fintech in the region.

     
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Smarter lending takes flight

David Shrier, managing director of MIT Connected Science, shares his views on how new technologies will help achieve smarter lending.

     
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"We marry analytics with our products"

Dennis Tan, head of consumer financial services at OCBC, shares how the bank is leveraging its data analytics and digital capabilities to increase productivity and efficiency amid tough competition in Singapore.