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Our researches and analysis on Mobile Banking

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Can the digital payment wave weaken Mastercard's empire?

The incumbent outlines its response to an increasingly fragmenting payments landscape offering to support old and new customers alike by helping them de-risk major technology investments with the provision of a gateway service.

     
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Jibun Bank thrives without a branch network

Bank of Tokyo-Mitsubishi UFJ and local telco, KDDI, joined forces to create Jibun Bank, a mobile-only bank that has become the largest and most profitable mobile bank in Japan.

     
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Democratisation of banking services puts focus on relationships over products

Banks face high costs of maintaining extensive branch networks while having their market share eroded by the ever-growing presence of payments solutions companies and mobile operators providing low-cost alternatives.

     
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The problem is not adoption but use of technology

Mobile banking in Saudi Arabia is still growing and its development is contingent upon customer needs, as the actual number of mobile transactions is low.

     
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The way forward for collaborating with non-banks

With over 53 million unbanked still transacting in cash, Egyptian banks are looking to target this potentially lucrative market through mobile or prepaid cards but uptake has been slow

     
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Retail payment trends in Asia Pacific

New payment options in the market are creating new opportunities, making competition fiercer, and reducing the use of cash and cheques.

     
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From building digital capabilities to digital transformation

Banks are integrating new technologies into their core businesses to improve their digital banking presence and speed-to-deliver

     
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QR code payment system, a game changer?

Globally, banks and non-banks are testing whether QR codes to merchants and consumers can provide a simple solution for payments.