Our researches and analysis on Transaction Banking

Profile Photo
Basel capital showdown pits US against Europe

Basel regulators are trying to finalise changes on how to calculate banks’ risky assets. But US and Europe are at loggerheads about what these should look like. After postponing a decision in January, and failing to reach a conclusion in…

     
Profile Photo
Interview: “Now is the best time to hire good talent”

Takeshi Ohashi, general manager and head of Mizuho Bank’s global transaction banking business shares his views on the challenges of expanding its international operations in the midst of the current economic and trade slowdown.

     
Profile Photo
New regulation to drive innovation in payments

On 13th January 2018, the new European Directive on Payment Services “(EU) 2015/2366” comes into application. With just under a year to go, financial services providers are gearing up for change. What will be ‘PSD2’‘s immediate effect and…

     
Profile Photo
Robo-advisors poised to take off

Customised financial advice had, for many years, been available almost exclusively to private banking clients or to the mass affluent. However, robo-advisors are offering the same advice to many more consumers. Customers in Asia, from the…

     
Profile Photo
Digital transformation powers profitability in branch banking

While many financial institutions in emerging markets are trying to strike the right balance between their physical footprints and digital presence, leading banks in mature markets are proving that digital transformation can boost profitability…

     
Profile Photo
The commodities super-cycle: What’s next?

Paul Gardner, head of structured commodities finance at Westpac, believes that while banks play an important role in managing risk in the commodity supply chain, consumers are also at the forefront of driving change in the commodities super-cycle.

     
Profile Photo
Relooking the transaction banking value proposition

The combination of slowing global economic growth, record low interest rates, increasing costs of regulatory compliance, and pace of financial disruption that demands greater investments is making many transaction banks relook their business…

     
Profile Photo
Cross-selling scandal at Wells Fargo is overhyped

Wells Fargo is under scrutiny for unauthorised cross-selling and the creation of fake accounts. But was the controversy overblown?