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Our researches and analysis on Retail Banking

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Cross-selling scandal at Wells Fargo is overhyped

Wells Fargo is under scrutiny for unauthorised cross-selling and the creation of fake accounts. But was the controversy overblown?

     
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Holistic enterprise-wide digitisation is the key to success in the Indian banking…

Emerging new competition, changing customer expectations, and reduced profitability are forcing banks in India to revisit their strategic business and operating models as well as their digital transformation and technology innovation strategies.

     
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Enabling seamless customer experience through digital transformation of channels

Shashank Luthra, director of digital transformation, and James Cronk, director of financial services of Cisco, discuss how banks can evolve their customer service with digital enablement to create a seamless omni-channel experience.

     
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Broad brush or targeted digital marketing: How much is too much?

P&G’s decision to complement targeted segmented marketing through social media with more broad-based tactics will come as no surprise for banks.

     
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Bank of China (Hong Kong) named the Strongest Bank in Asia Pacific in 2016 for…

ICBC (Macau), HSBC, Hang Seng Bank, ICBC, and Public Bank complete the top five strongest banks in the Asia Pacific region.

     
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Shinhan Bank’s full service biometric-enabled digital kiosks to takeover role…

Shinhan Bank has launched Korea’s first full service biometric-enabled and unmanned smart digital kiosks that allow customers to do financial transactions through real-time video interaction without the need to visit a physical branch.

     
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Can the digital payment wave weaken Mastercard's empire?

The incumbent outlines its response to an increasingly fragmenting payments landscape offering to support old and new customers alike by helping them de-risk major technology investments with the provision of a gateway service.

     
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Bank of Ayudhya improves customer experience through branch automation

Bank of Ayudhya recently embarked on a multi-year strategic business transformation initiative, including a branch improvement project, which aims to simplify processes and reduce system errors.