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Our researches and analysis on Retail Banking

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Robots take over retail banks’ back offices

In retail banks around the world, robots are making their way into the back office and reducing costs by as much as 80% while increasing accuracy by up to 100%. Along with bringing lower costs and greater efficiency, they’re also creating…

     
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Huge potential for auto lending in Southeast Asian emerging markets

Banks are expected to see continued growth in auto lending due to economic development but growth will be dampened by the rise of ride-sharing services.

     
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Financial authority drives digitisation and innovation in Taiwan

Taiwan’s Financial Supervisory Commission (FSC) is driving the country’s banks to move to digital platforms through its “Bank 3.0” vision as banks have an urgent need to differentiate themselves in the crowded retail banking market.

     
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Retail banks in Japan still struggling with decreasing profitability

Declining profitability from lending is forcing Japanese banks to rethink product and service strategies whilst innovative technology adoption is helping to maintain high service levels

     
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Mystery shopping becomes an important supervisory tool in retail banking

Rapid developments and increasing competition in the retail banking landscape require greater need for closer supervision and monitoring from industry regulators to protect the rights of the consumers.

     
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PayMaya serves the unbanked in the Philippines through the mobile app

Access to mobile banking in the Philippines remains exclusive and conventional despite a high mobile phone penetration rate. PayMaya is enjoying some success in penetrating the mobile banking space by reaching out to the "unbanked" segment,…

     
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Making digital banking a profit centre

An Hyo Ryul, general manager of retail business development at Shinhan Bank, believes the newly launched mobile-based digital banking platform Sunny Bank will allow the bank to digitalise more retail banking assets, effectively monetise…

     
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Income recovery for most retail financial services markets in Asia Pacific in…

The gross retail banking income for the entire region will grow by 8% by the end of 2017 after showing a year-on-year growth of 7.5% in 2016 and 10% in 2015.