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Our researches and analysis on Technology & Operations

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How a fintech outgrew banks in the mobile wallet market in Vietnam

MoMo grew into the largest mobile wallet provider in Vietnam by offering a better user experience and forging early partnerships with incumbent players.

     
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Data analytics drives retail banking

As data analytics becomes nearly ubiquitous in most parts of consumers’ digital lives, leading banks are providing digitised solutions that deliver the right offer at the right time, predict fraud so they can reduce risk, and boost cross-sell…

     
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Micro-jurisdictional risk: One of AML’s missing links

High level jurisdiction risk assessments alone are often too broad in scope to include in anti-money laundering policies; Micro-jurisdictional risk analysis could help allay model bias.

     
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Robots take over retail banks’ back offices

In retail banks around the world, robots are making their way into the back office and reducing costs by as much as 80% while increasing accuracy by up to 100%. Along with bringing lower costs and greater efficiency, they’re also creating…

     
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Financial authority drives digitisation and innovation in Taiwan

Taiwan’s Financial Supervisory Commission (FSC) is driving the country’s banks to move to digital platforms through its “Bank 3.0” vision as banks have an urgent need to differentiate themselves in the crowded retail banking market.

     
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Retail banks in Japan still struggling with decreasing profitability

Declining profitability from lending is forcing Japanese banks to rethink product and service strategies whilst innovative technology adoption is helping to maintain high service levels

     
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“Solve infrastructure gap in Asia to create a market bigger than US”

Vladislav Solodkiy, managing partner, Life.SREDA, talks about key issues and challenges to financial technology growth in Asia and existing infrastructure gaps that hinder the scaling of fintech in the region.

     
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Smarter lending takes flight

David Shrier, managing director of MIT Connected Science, shares his views on how new technologies will help achieve smarter lending.