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Articles and opinions by Neeti Aggarwal. Click here for profile.

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AI adoption continues at pace with evolution of infrastructure

While some banks have increased the use of AI in personalising services, marketing and risk management, legacy systems struggle to leverage and scale it effectively, and financial institutions must rethink technology frameworks to move…

     
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The metaverse race accelerates

Several organisations have jumped on the metaverse bandwagon with alacrity, investing in technology and digital assets to gain from its potential, but developments are still highly experimental and hindered by complexities.

     
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Cloud adoption accelerates among banks with unique strategies

The financial services industry is undergoing a massive shift to cloud, but the challenging technology transition for incumbents requires a strategic rethink of architecture, data, people and processes.

     
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Industry experts agree rethinking technology is key to transformative disruption…

Industry experts from technology companies highlight the rapidly evolving customer needs, business models and payment landscape that force institutions to strategically rethink their technology for transformative disruption

     
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Digital banks target white spaces in the financial industry with niche strategies

While new digital banks in Asia Pacific harbour lofty ambitions to reduce customer pain points with unique business models, differentiated services, as well as agile and efficient technologies, they face formidable competition and a challenging…

     
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Volt Bank's Steve Weston: “BaaS allows us to do banking differently in Australia"

Steve Weston, founder and CEO at Volt Bank and Justin Xiao, chief operating officer at Railsbank, Asia Pacific discuss plans to leverage their partnership for banking-as-a-service in a bid to launch in a competitive Australian market where…

     
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FinAccel's Garg: "Credit data is a challenge for BNPL in Indonesia"

Akshay Garg, CEO and founder of FinAccel that operates the credit finance platform Kredivo, shared challenges and strategic perspectives of credit-based payments and buy now, pay later industry in Indonesia

     
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BNPL funding grew 93% CAGR as volumes, users and revenues surged in 2020

The rapid transformation of domestic and cross-border payments brings new opportunities and challenges for financial institutions.Amid shrinking payment margins, players are rethinking their business models to better monetise data insights…