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Blockchain - Moving from hype to reality
Investments and interest in distributed ledger technology have been rising rapidly as new use cases emerge to harness its potential. The technology is nonetheless still at an early stage with many hurdles to cross, possibly five to seven years away from mainstream adoption.
PayMaya serves the unbanked in the Philippines through the mobile app
Access to mobile banking in the Philippines remains exclusive and conventional despite a high mobile phone penetration rate. PayMaya is enjoying some success in penetrating the mobile banking space by reaching out to the "unbanked" segment, which makes up two-thirds of the population.
Making digital banking a profit centre
An Hyo Ryul, general manager of retail business development at Shinhan Bank, believes the newly launched mobile-based digital banking platform Sunny Bank will allow the bank to digitalise more retail banking assets, effectively monetise online channels, and operate more seamlessly in the online-to-offline space.
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